Credit Card EMI/No Cost EMI Cost Calculator EN

Welcome to India's first and only Credit Card No Cost EMI - Cost Calculator! Here you can calculate the actual cost of the so-called “No Cost EMI” offers, as well as standard EMI plans on your credit card - all from a simple browser extension. Keep tabs on GST, processing fees and other hidden charges to understand the real cost of EMIs on credit cards. You can use this tool to determine the best credit card to purchase a product and whether you should opt for EMI or non-EMI transaction. It will also combine all the payment method offers for your particular card and show the best price for the product for upfront payments as well as EMI mode.

So the next time you go out to buy not just a phone/laptop/camera but even home appliances like AC/Refrigerator/Washing Machine, Furniture or anything from Amazon or Flipkart on EMI, you can use our extension and see if you should actually buy on EMI or you should pay upfront. You can also checkout our website if you are on a device/browser that doesn't support the extension - pFinTools.com/NCE-Cal

Brought to you by pFinTools.com

Currently supports only amazon.in and flipkart.com only

If you find a bug or have any feedback, go to pFinTools.com/contact-us or write to us at hello@pFinTools.com

You can also join our reddit community at reddit.com/r/pFinTools

Update Logs:
v 1.1.9.6 - May 24, 2026
- Bug Fixes

v 1.1.9.5 - November 16, 2025
- Bug Fixes
- Made coupon auto-tick on amazon message less intrusive

v 1.1.9.4 - October 15, 2025
- Bug Fixes
- Made popup nudges less intrusive

v 1.1.9.3 - October 8, 2025
- Bug Fixes

v 1.1.9.2 - September 30, 2025
- Bug Fixes
- Ditched cashbacks in favour of supporting only Amazon Pay ICICI Credit Card Cashback at the moment for more reliable experience
- Added indicator to show if cashback is included in the calculations or not

v 1.1.9 - September 24, 2025
- Bug Fixes
- Added Support for Cashback on Amazon, including Amazon Pay ICICI Credit Cards
- Amazon Pay Later & Bajaj Finserve cards updated to reflect zero interest

v 1.1.8.1 - September 19, 2025
- Temporary fix to redirection issue on Macs

v 1.1.8 - September 16, 2025
- Bug Fixes
- Nudges Users when there's savings opportunities

v 1.1.7 - August 30, 2025
- Bug Fixes
- Comma Separated INR Values
- AI Enhancements
- Better Error Logging

v 1.1.6 - August 4, 2025
- Bug Fixes
- Auto-Tick Implementation updated

v 1.1.5 - July 28th, 2025
- Bug Fixes
- Coupon Auto-Tick Banner Updated and implemented
- Now uses AI to better parse offers and produce more accurate results (in Beta for Firefox)

v 1.1.4 - July 18th, 2025
- Bug Fixes
- More versatile to deal with changes in product page layout of amazon
- Rolled back to static bottom bar

v 1.1.3 - January 21st, 2025
- Bug Fixes
- Added support for BOBCARD language in Bank Offers on Amazon
- Added support for UPI based bank offers

v 1.1.2 - January 19th, 2025
- Bug Fixes
- Added support for coupons in Flipkart for better calculation

v 1.1.1 - January 15th, 2025
- Bug Fixes
- Flipkart experience enhanced to be more accurate
- Icon rolled back to logo

v 1.1.0 - January 11th, 2025
- Flipkart Support!!! Finally 🥳
- Added google analytics support (no personally identifiable data)
- Automatically coupon application and popup on amazon screen, when coupon is added
- Support for Dynamic Ads in Bottom Red Bar within the Extension Popup
- Caching frequently used data on local storage for better performance
- Icon updated in browser
- Bug Fixes (a lot of them)

v 1.0.9 - July 14th, 2024
- Bug Fixes
- Shows recommended cards
- Added option to share the extension
- Shows best price for upfront payment when tenure is not selected or even when there are no EMI options
- Auto applies coupons on Product Page
- Error codes revamped for better troubleshooting
- "Why?" linked to appropriate FAQ on website

v 1.0.8 - June 16th, 2024
- Bug Fixes
- Added IDFC Ad
- Updated Name to include pFinTools.com

v 1.0.7 - June 8th, 2024
- Bug Fixes
- Updated Ad Bar with actual rolling adverts for financial products
- Added BMAC button

v 1.0.6 - May 25th, 2024
- Parsing Bug Fixes
- Modified Page Reload behavior to avoid timeout errors
- Timeout due to scraping error handled
- Minor design changes

v 1.0.5 - May 8th, 2024
- Bug Fixes
- Fixed Redirection Data Error for more details
- Fixed Parsing Edge Cases for some payment offers on Amazon Product Page
- Added Ad Bar

v 1.0.4 - May 6th, 2024
- Bug Fixes
- Added support for products with price in 6 digits or more
- Added reddit link

v 1.0.3
- Bug Fixes
- Improved support for product pages with no bank offers
- Improved support for product pages with no EMI options
- Improved support for books
- Amazon affiliate tracking id updated
- Updated manifest.json summary language

v 1.0.2
- Added require…